List of All GTBank USSD Code

Guaranty Trust Bank (GTBank), one of Nigeria’s leading banks, provides a variety of USSD codes that enable users to do various banking transactions quickly and safely using their mobile phones.

List of All Gtbank USSD Code

In this detailed guide, we’ll look at the numerous GTBank USSD codes and how they can simplify your banking experience.

How to Create a 4-digit PIN to Complete Your 737 Transactions

  • Dial *737*5#.
  • Input the last 6 digits of your Debit Card.
  • Create your 4-digit PIN.

The GTBank USSD code is a code that can be used by GTBank customers in Nigeria to access their accounts. This code can be used to check your account balance, transfer money, pay bills, and more, they include:

To make Enquiries

Simply dial *737*6# to make inquiries on the following:

  • Account balances, BVN & Account Number (*737*6*1#).
  • Loan balances (*737*6*2#).
  • Card status (*737*6*3#).
  • Cheque Book Status (*737*6*4#).

Account opening

  • Simply dial *737*0# and follow the on-screen instructions to open an account
  • Account Blacklist *737*51*74#.
  • To reactivate your account*737*11#.

To Transfer from GTB to GTB

  • Dial *737*1*Amount*NUBAN Account Number# (e.g., *737*1*1000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.

To Transfer to other Banks

  • Dial *737*2*Amount*NUBAN Account Number# (e.g., *737*2*1000*1234567890#) from your phone, then authenticate the transfer with 737 PIN created, hardware token or the last four digits of your GTBank debit card.

For Self-Top-up Airtime

  • Simply dial *737*amount# on your phone (e.g., *737*1000#) to buy airtime.

To Top-up Airtime for a Friend

  • To send airtime to a third party or to a friend, simply dial *737*Amount*Recipient’s number# (e.g., *737*1000*08023456789#).

For data

  • For Self & third (3rd) Party Data Top-up Simply dial *737*4# on your phone and follow the on-screen prompt.

Withdraw cash without a Debit Card

With Bank 737, your cash withdrawals just got easier.

  • No GTBank debit card is required, simply dial *737*3*Amount# and follow the instructions to generate your withdrawal code and authenticate your request with your 737-created pin.
  • Enter the withdrawal code generated into any GTBank ATM to retrieve cash.

One-time Password (OTP)

  • You can now generate an OTP using *737*7# to make a quick transaction on the go without your banking token.

Bills Payment Menu

  • Bills Payment Menu *737*50#.
  • Enable/Disable Account Balance on GeNS *737*51*1#.
  • Card Hotlist *737*51*10#
  • Cable TV *737*SmartCardNo#.

QuickCredit Request     

  • Simply dial *737*51*51#.
  • QuickCredit Liquidation *737*51*55#.
  • Reference Confirmation *737*51*54#.

Airtime Advance

The 737 Airtime Advance is open to prequalified GTBank salary account holders who can borrow up to N5,000 airtime and pay at month’s end.

  • For Instant access, simply dial *737*8*2# from your registered phone number with the bank to apply.

The GTbank *737# can be used to perform several different banking transactions. Make sure you dial the code using the phone number linked to your GTbank account.

Benefits of Using GTBank Transfer Code

  • Convenience: GTBank transfer code allows customers to perform transactions from the comfort of their own homes or offices using their phones. This means you can avoid the long queues at bank branches and the hassle of finding an ATM.
  • Accessibility: The service is available 24/7, so customers can perform transactions at any time, even on weekends and public holidays.
  • Security: GTBank’s USSD code is highly secure and uses the latest encryption technology to protect customer information and transactions.
  • Cost-effectiveness: The service is relatively cheaper compared to other traditional banking services. The cost of transactions is low, and in some cases, it’s free. No need to pay extra costs like data to access the service.
  • Flexibility: With GTBank short code, customers can open an account, and transfer money to GTBank accounts as well as other bank accounts in Nigeria, and even accounts in other countries. It can also be used to check account balances and perform other transactions such as bill payments and airtime purchases.
  • Speed: Transactions using the GTBank short code are completed almost instantly, reducing the time required to complete transfers. No Data or Internet Service Required

Leveraging this USSD code, you don’t need to worry about using the internet or any data to carry out transactions. All that is required of you is just a basic phone or smartphone to get started.

What can I use the GTBank USSD code for?

You can use the code for the following:

  • For checking account statements.
  • For transferring funds from one bank to another.
  • For making online payments or transactions.
  • It is a quick and easy way to access account information.
  • You can make a payment or online transfer remotely.
  • It is a safe and secure process for any online transaction because a PIN is used to protect the account.
  • You can set up a security question should you forget your PIN

These USSD codes are designed to make your banking tasks easier and to give you quick access to GTBank’s services. Remember to dial these digits from the phone number associated with your GTBank account for a smooth experience.

Frequently Asked Question

Frequently asked questions on the list of GTBank USSD codes and their short answers

How do I make use of GTBank USSD codes?

To use GTBank USSD codes, dial the service-specific code, followed by the required information or options as instructed. To check your account balance, for example, dial 7376*1# and follow the on-screen instructions.

Is an internet connection required to use GTBank USSD codes?

No, an internet connection is not required to use GTBank USSD codes. These codes are accessible by SMS and function on basic mobile phones, making them a practical choice even in locations with limited internet availability.

Can I use GTBank USSD codes on any mobile phone?

GTBank USSD codes are compatible with the majority of mobile phones, including basic feature phones and smartphones. However, make sure your phone can transmit and receive USSD messages.

How secure are GTBank USSD transactions?

GTBank takes security seriously and applies many levels of security to protect your transactions when utilizing USSD codes. Furthermore, most transactions need you to enter your PIN, which adds an added layer of security.

Can I use GTBank USSD codes internationally?

GTBank USSD codes have been designed mainly for use within Nigeria. If you are traveling internationally, contact GTBank for instructions on using mobile banking services while abroad. These FAQs should provide you with a better understanding of GTBank USSD codes and how to use them for your banking needs. If you have specific questions or encounter any issues, it’s always advisable to contact GTBank customer support for assistance.


GTBank’s USSD codes are a useful tool for accessing financial services on the go. Whether you need to check your account balance, transfer funds, pay bills, or request a loan, these codes make it easy to manage your accounts. Keep this list available for quick reference, and enjoy the convenience and efficiency of GTBank’s USSD banking services.

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